Are you concerned
about having enough money for retirement?
You're not alone.
2 out of 3
pre-retirees acknowledge that Social Security and pensions will not cover basic
living expenses.
Most Americans are
concerned about:
- Outliving their retirement savings
- Remaining financially independent
Retirement.
Chances are it looks different to you now than it did 5 or even 10 years
ago. Stock market downturns, low interest rates and a significant
recession have reshaped the way we now plan for the future.
Instead of chasing
after 'unlimited upside', we've become more interested if there is 'downside
protection'. The goal of "How early can I retire" has now
become "Will I have enough income to last me through
retirement?"
Much of the
responsibility for building a successful retirement plan now shifts to you.
With pension plans becoming less common, having predictable income for
life has never been more important.
While the rules may
have changed, the target remains the same - retiring on your own terms.
There are smart, straightforward solutions. Now you can plan for
retirement with confidence based upon your goals and outlook for the future.
Personalize your
program by choosing how to grow your retirement dollars. You can have
fixed or indexed interest crediting strategies. The fixed interest
crediting strategy, as the name implies, has a fixed rate of interest that is
declared by the financial institution and is guaranteed for each contract year.
There are multiple
indexed interest crediting strategies available. Each indexed strategy
allows you to earn interest based in part on the upward movement of a stock
market index - without exposing you to a downside market risk.*
Strategy availability
varies - please ask us which might work best for your situation. Watch our short video overview about Safe Wealth Creation and get your FREE Introductory Course.
* The interest earned
is subject to certain limitations such as an annual spread, a cap rate, and a
participation rate, all of which are declared by the financial institution at
the beginning of each Index Term Period. The interest you earn will never
be less than zero. That means you participate in the upward movement of
the stock market but are protected from the downs.
Achieving your retirement goals is as easy as...
Ready... Target your
retirement goals
Aim... Grow your money
and keep your retirement on target
Retire... Enjoy a
predictable income you can't outlive
I'm here to help you
achieve financial independence safely. Please let me know your comments below - I'll be sure to reply to your questions!
Cheers!
Gail Nichols
Gail Nichols
CEO
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