Monday, September 7, 2015

How To Have Income For Life - On Your Terms

Are you concerned about having enough money for retirement?

You're not alone.  

2 out of 3 pre-retirees acknowledge that Social Security and pensions will not cover basic living expenses.
Most Americans are concerned about:
  1. Outliving their retirement savings
  2. Remaining financially independent


Retirement.  Chances are it looks different to you now than it did 5 or even 10 years ago.  Stock market downturns, low interest rates and a significant recession have reshaped the way we now plan for the future.
Instead of chasing after 'unlimited upside', we've become more interested if there is 'downside protection'.  The goal of "How early can I retire" has now become "Will I have enough income to last me through retirement?"
Much of the responsibility for building a successful retirement plan now shifts to you.  With pension plans becoming less common, having predictable income for life has never been more important.
While the rules may have changed, the target remains the same - retiring on your own terms.  There are smart, straightforward solutions.  Now you can plan for retirement with confidence based upon your goals and outlook for the future.
Personalize your program by choosing how to grow your retirement dollars.  You can have fixed or indexed interest crediting strategies.  The fixed interest crediting strategy, as the name implies, has a fixed rate of interest that is declared by the financial institution and is guaranteed for each contract year.
There are multiple indexed interest crediting strategies available.  Each indexed strategy allows you to earn interest based in part on the upward movement of a stock market index - without exposing you to a downside market risk.*  
Strategy availability varies - please ask us which might work best for your situation.  Watch our short video overview about Safe Wealth Creation and get your FREE Introductory Course.
* The interest earned is subject to certain limitations such as an annual spread, a cap rate, and a participation rate, all of which are declared by the financial institution at the beginning of each Index Term Period.  The interest you earn will never be less than zero.  That means you participate in the upward movement of the stock market but are protected from the downs.

Achieving your retirement goals is as easy as...

Ready... Target your retirement goals
Aim... Grow your money and keep your retirement on target
Retire... Enjoy a predictable income you can't outlive
I'm here to help you achieve financial independence safely.  Please let me know your comments below - I'll be sure to reply to your questions!
Cheers!
Gail Nichols
CEO


No comments:

Post a Comment